Category: Mutual Fund Basics
Fundamentals and key attributes of Mutual Funds as well as the industry at large
The lazy investor wins the race
September 3, 2018At every turn in your life, you may find yourself being goaded to work harder. It is said that hard work and diligence is the only way to reach your…Continue Reading
Rising rate scenario favors FMPs
July 16, 2018With the interest rates going up across instruments, Fixed Maturity Plans (FMPs) gain investor interest. For those not looking for fixed returns, FMPs can deliver superior returns to bank fixed…Continue Reading
When your SIP returns turn negative
July 9, 2018If you had started investments in equity SIPs in the past 3 months or 6 months or in some cases even one year, your annualized returns (IRR) would likely be…Continue Reading
FundsIndia Explains: Capture Ratio
June 25, 2018‘The market has done extremely well, has my fund kept up with it?’ ‘The market is bleeding, has my fund come out with minimal losses?’ These are important questions to…Continue Reading
Simply Important: Your new capital gains report at FundsIndia
June 11, 2018The Union Budget of 2018 made a significant change in taxation of equity mutual funds. Long Term Capital Gains on equity funds, which had been exempt since 2004, were made…Continue Reading
Understanding SEBI’s new fund categories
June 4, 2018In a move to make choices for investors simpler, SEBI came out with categories with defined criteria. This means that funds within a category will henceforth be mandated to stick…Continue Reading
Why SIPs work better: The science behind cost averaging
May 28, 2018We all have our ‘eureka’ moment and mine came while buying mangoes. Yes, buying mangoes helped me explain why average costs come down more than you expect it to, when…Continue Reading
How long should you run your SIP?
May 14, 2018Last week I was talking to a friend from another profession. He wanted some financial advice from me. I asked him all the usual questions an advisor would ask to…Continue Reading
FundsIndia Explains: What is Risk
April 23, 2018In the context of any investment product and specifically mutual funds, we often use the term ‘risk’. Risk acquires different meanings to different people. They also assign such meaning differently…Continue Reading
FundsIndia Explains: Why SIPs are more than just cost averaging
March 26, 2018SIP, or Systematic Investment Plan, is often touted as the best way to invest your money in mutual funds. Many new investors think SIPs are a type of investment. It…Continue Reading
