Insights

Gourav Kumar

Gourav Kumar is a Principal Research Analyst at FundsIndia.com. A Chartered Accountant by training, he is passionate about all things personal finance, and financial planning.

Author Archive | Gourav Kumar

FundsIndia Strategies: Conservative Hybrid Vs. Equity Savings for 1-3 years

Gourav Kumar

For a person looking for a low-risk mutual fund option for parking short term money, we recently took a look at the pros and cons of arbitrage funds vs. liquid…Continue Reading

FundsIndia Recommends: Franklin India Smaller Companies

Gourav Kumar

Franklin India Smaller Companies Fund is among the less risky funds in the high-risk smallcap space. The fund showcases lower volatility and aggression compared with peers for the following reasons:…Continue Reading

Where have Mutual Funds been investing

Gourav Kumar

Last week, we analysed the distribution of FII inflows into equities. Unlike FIIs, which were net sellers in 9 out of 10 months, mutual funds (MFs) turned out to be…Continue Reading

Low-risk hybrid MF options – how they differ

Gourav Kumar

Hybrid funds combine the growth prospects of equity with the stability of debt to try to deliver returns with lower volatility. Among hybrid funds – those with a bias for…Continue Reading

How much risk should you take

Gourav Kumar

One common mistake investors make is to ignore risk while making investment decisions. A large chunk of investors make investment purely based on the returns characteristics of the product. For…Continue Reading

My investments are in losses, what should I do?

Gourav Kumar

If you started investing in equity mutual funds some time within the last 2 years, it is likely that your investments would be in the red right now. It is…Continue Reading

Impact of budget 2019 on your taxes

Budget 2019 – How it affects your taxes

Gourav Kumar

Finance Minister Piyush Goyal presented India’s budget for the financial year 2019-20 on 1st of February, 2019. Being an interim budget, no major policy announcements were expected or made from…Continue Reading

The best time to start investing is today

Gourav Kumar

At the end of 2017, a friend of mine asked me if it was a good time to start investing given the markets were at a high. I advised him…Continue Reading

tax-trap-featured-image

What you are not told about tax-saving products

Gourav Kumar

The tax saving season is closing in. By the end of this month, salaried employees will be asked to submit proofs of their tax saving investments. Employees will then scramble…Continue Reading

Don’t wait for the elections to invest

Gourav Kumar

Stock markets have been volatile over the past few weeks, driven by local and global macro concerns. Analysts have been saying the volatility is likely to continue till the general…Continue Reading

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