Insights

Category: Simply Important

line

Your investment options

Mutual Fund Research Desk

When you first start out to plan your finances, it is likely that you are overwhelmed with the options there are. There are a number of instruments that will help…Continue Reading

Why looking at 1-year returns can misguide you

Ashwini Arulrajhan

Whenever you are looking for funds to invest and look at the performance screen of a fund, the 1-year returns is the number that registers and also influences decision.  There…Continue Reading

Five tips for investing in the new year

Mutual Fund Research Desk

This new year, you may have made up your mind to save more or limit your impulsive splurge. And that’s a great resolution to make! We’re not going to tell…Continue Reading

Is the market correction good enough?

Why your returns are not the same as the market’s return

Vidya Bala

In an investor-gathering addressed by a renowned fund manager, a presentation on the returns delivered by equities over several years was put up. One of the investors asked him, “you…Continue Reading

You are different and so are your needs

Ashwini Arulrajhan

How many of you want to wear the same clothes as your friends or neighbours? Not only is your size and fit different, your taste too will likely be different.…Continue Reading

Rising rate scenario favors FMPs

Mutual Fund Research Desk

With the interest rates going up across instruments, Fixed Maturity Plans (FMPs) gain investor interest. For those not looking for fixed returns, FMPs can deliver superior returns to bank fixed…Continue Reading

When your SIP returns turn negative

Mutual Fund Research Desk

If you had started investments in equity SIPs in the past 3 months or 6 months or in some cases even one year, your annualized returns (IRR) would likely be…Continue Reading

FundsIndia Explains: Capture Ratio

Mutual Fund Research Desk

‘The market has done extremely well, has my fund kept up with it?’ ‘The market is bleeding, has my fund come out with minimal losses?’ These are important questions to…Continue Reading

Capital_gains

Simply Important: Your new capital gains report at FundsIndia

Mutual Fund Research Desk

The Union Budget of 2018 made a significant change in taxation of equity mutual funds. Long Term Capital Gains on equity funds, which had been exempt since 2004, were made…Continue Reading

Understanding SEBI’s new fund categories

Mutual Fund Research Desk

In a move to make choices for investors simpler, SEBI came out with categories with defined criteria. This means that funds within a category will henceforth be mandated to stick…Continue Reading