Category: Personal Finance


Don’t wait for the elections to invest

Gourav Kumar

Stock markets have been volatile over the past few weeks, driven by local and global macro concerns. Analysts have been saying the volatility is likely to continue till the general…Continue Reading

Avoid these financial mistakes

Don’t start your career with these 6 financial mistakes

Gourav Kumar

How many of us know that the social security net in India is almost non-existent? And that your EPF is a very poor attempt at creating social security. NPS, a…Continue Reading

The lazy investor wins the race

Gourav Kumar

At every turn in your life, you may find yourself being goaded to work harder. It is said that hard work and diligence is the only way to reach your…Continue Reading

Risk associated with risk-free investments

Gourav Kumar

Over the past decade, financial services have become increasingly easily accessible. From bank deposits to mutual funds, from equities to insurance, all are now available online. While KYC norms still…Continue Reading

The indirect cost of direct plans

Mutual Fund Research Desk

In recent times, we have seen quite a few advertisements and promotions for direct plans of mutual funds. They talk about how much you stand to lose if you invest…Continue Reading

Got a Pay Hike? Here’s What You Should Do

Gourav Kumar

It’s that time of the year again. We are all waiting for our appraisal letters and ratings to find out how much our salary is going to increase this time.…Continue Reading


I stopped my SIP – Extracts from an investor’s diary

Gourav Kumar

10th November, 2015 Today, I saw the Nifty was down 1.5%. The markets have been falling continuously. I think I received an email from Fundsindia saying the markets have fallen…Continue Reading

Correcting markets are the best time to average using a SIP

Don’t stop your SIPs

Bhavana Acharya

With markets falling since February, worry over further corrections may tempt you into stopping your SIPs. But this is not the time to stop SIPs. Why? For a SIP to…Continue Reading


Is the market rally backed by fundamentals?

Vidya Bala

Whether it was bank recapitalization or infrastructure spending or the recent upgrade of India by Moody’s, every opportunity has been used to propel the stock market. With the kind of…Continue Reading

FundsIndia explains: Contingency fund and its importance

Mutual Fund Research Desk

Your EMI is well within your capacity, you have no difficulty in meeting recurring expenses, and you even have a monthly surplus that you’re investing. Isn’t that a great position…Continue Reading