Insights

Ashwini Arulrajhan

Ashwini is Research Analyst, Mutual Research at FundsIndia.com. She's an economics graduate with an economist's love for numbers and research.

Author Archive | Ashwini Arulrajhan

Why 80C tax-saving needs planning

Ashwini Arulrajhan

As the financial year end nears, a lot of you may be in a hurry to make tax saving investments. Company deadlines to submit proofs may also be on your…Continue Reading

Why looking at 1-year returns can misguide you

Ashwini Arulrajhan

Whenever you are looking for funds to invest and look at the performance screen of a fund, the 1-year returns is the number that registers and also influences decision.  There…Continue Reading

Rewinding 2018: Sectors mutual funds bought into

Ashwini Arulrajhan

The past year has seen the market take unexpected turns. Global events have kept it on its toes while domestic factors struggled to find stability. Different sectors have shown divergent…Continue Reading

Should you invest in gold this Diwali?

Ashwini Arulrajhan

Come festive season and the attention for gold goes up. This time, the attention may be more as equity markets seem to be disappointing investors and gold prices seem to…Continue Reading

Is the correction good enough to invest?

Ashwini Arulrajhan

Markets have been falling steadily over the past two months. The Sensex and the Nifty 50 have lost more than 12% and the broader markets have seen a deeper fall.…Continue Reading

Stocks, lemons and the current market movement

Ashwini Arulrajhan

In 2018 thus far, equity markets stood out for one peculiarity. A few stocks kept the index up while the broader market lagged behind. Since the index constituents are weighted…Continue Reading

You are different and so are your needs

Ashwini Arulrajhan

How many of you want to wear the same clothes as your friends or neighbours? Not only is your size and fit different, your taste too will likely be different.…Continue Reading

Are FIIs buying the same stocks as MFs?

Ashwini Arulrajhan

Equity markets have been volatile so far this year with Nifty 50 falling about 10% in the Jan-Mar period and recovering swiftly to make new highs. But broader markets are…Continue Reading

Step by step guide to goal based investing

Ashwini Arulrajhan

Most of you save without attributing those savings to specific requirements you may have. When you save towards specific goals or aspirations it is called goal based investing. You may…Continue Reading

Why SWPs are great for regular income – Part II

Ashwini Arulrajhan

Why SWP Ensures regular cash flow Reinvestment risk in FD can be overcome with SWP in debt funds Tax paid is significantly lower than tax on FD interest With some…Continue Reading