Insights

Vidya Bala

Vidya Bala is the Head of Mutual Fund Research at FundsIndia. A Chartered Accountant by training, she was earlier with the Hindu Business Line’s research bureau, tracking mutual funds, stock markets and sectors for eight years.

Author Archive | Vidya Bala

FundsIndia Views: 2018 – taking stock of markets and economy

Vidya Bala

‘So much has happened but nothing has changed’. This will describe the performance of the equity and debt market in 2018. 2018 was a year of much activity in companies…Continue Reading

Catch super-large companies young with ICICI Pru Nifty Next 50 Index

FundsIndia Reviews: ICICI Pru Nifty Next 50 Index fund

Vidya Bala

SEBI defines the top 100 stocks as the large-cap universe for mutual funds to invest in. You know about the top 50 – nested in the bellwether index Nifty 50.…Continue Reading

Is the market correction good enough?

Why your returns are not the same as the market’s return

Vidya Bala

In an investor-gathering addressed by a renowned fund manager, a presentation on the returns delivered by equities over several years was put up. One of the investors asked him, “you…Continue Reading

MOSL Nasdaq 100

Should you invest in Motilal Oswal Nasdaq 100 FoF?

Vidya Bala

If there is an equity market that is less correlated to the Indian market and provides a diverse set of companies to invest in, it is the US market. Hence,…Continue Reading

FundsIndia Recommends: Franklin India Corporate Debt

Vidya Bala

These are times when debt mutual funds appear to be operating on the extremes – taking credit risks for higher returns or playing it very safe and compromising on returns.…Continue Reading

FundsIndia Views: What to make of the market fall

Vidya Bala

The Nifty 50 is down 12% from its 52-week high on August 28, 2018 and the Nifty Midcap 100 is down 26% from a similar high on January 23, 2018.…Continue Reading

When the market falls…

Vidya Bala

If you have started receiving WhatsApp messages that say – ‘BSE: Bombay Se Exit and P/E: Plunge endless’, you know the bear sentiments are in full force. And, that is…Continue Reading

How to choose liquid funds

How to choose liquid funds

Vidya Bala

The recent events around IL&FS’ debt paper downgrades have raised concerns about how safe even short-term debt funds like liquid funds are, for retail investors. Should you fear these or…Continue Reading

What's driving India's GDP growth?

FundsIndia Views: What’s driving the GDP

Vidya Bala

The 8.2% real GDP growth for the June quarter left many analysts and economists surprised. Notwithstanding the low base effect, especially in the manufacturing space, experts acknowledge the numbers as…Continue Reading

Mutual funds are not for ‘sale’

Vidya Bala

“At @paytm Money, we want to become the wealth advisor to the auto rickshaw guy and a shopkeeper. If the auto guy earns extra Rs 500 on a certain day,…Continue Reading