Super Savings - Better Alternative to Traditional Savings Accounts
Instead of letting idle money sit in low-yield savings accounts, FundsIndia's Super Savings helps you invest in carefully selected liquid funds managed by leading AMCs, offering the potential for better returns without compromising liquidity. A smarter alternative to traditional savings accounts that helps your surplus cash earn more while keeping it accessible whenever you need it.
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How FundsIndia’s Super Savings Works
In investing with Super Savings, your money is invested in selected liquid mutual funds managed by top Asset Management Companies (AMCs). These tiers provide for very high liquidity, offer instant redemption, and aim to deliver more return potential than traditional savings accounts.
Super Savings are perfect if you're building an emergency fund, parking short-term money or waiting for investment opportunities. It helps your money stay productive instead of sitting idle.
Why Choose Super Savings?
Make your money work harder without losing flexibility
Better Utilization of Idle Cash
Put surplus funds to work instead of leaving them in a low-interest savings account.
Convenient Access
Redeem funds quickly whenever required through the FundsIndia platform.
Potentially Better Returns
Idle money parked in liquid funds may generate better returns than traditional savings accounts over time.
No Lock-In Period
Invest and withdraw based on your financial needs without long-term commitments.
Managed by Leading AMCs
Invest through regulated liquid funds offered by established Asset Management Companies.
Seamless Online Experience
Track, invest, and redeem investments through a single dashboard.
Simple Digital Experience
Add an additional layer of diversification to your overall portfolio, track and redeem your money anytime from a single dashboard.
Most Emergency Funds Lose Value Silently: Many investors keep emergency funds in savings accounts earning 2–3%, while inflation steadily reduces purchasing power. Super Savings aims to bridge this gap by keeping your money accessible while potentially earning better returns.
How to Access Super Savings
Emergency expenses don't wait for markets. Super Savings is designed to give you the flexibility of a savings account with the return potential of liquid funds. Getting started is quick and easy.
How to Access Super Savings
Emergency expenses don't wait for markets. Super Savings is designed to give you the flexibility of a savings account with the return potential of liquid funds. Getting started is quick and easy.
Steps to Start Investing in Super Savings
Log In
Log in to your FundsIndia account.
Navigate to Systematic Plans
Navigate to Mutual Funds and select Systematic Plans.
Choose Super Savings
Choose Super Savings from the available options.
Browse and Select
Browse the available liquid fund options, select a fund, and begin investing.
Features that Beats Traditional Savings
Super Savings bridges the gap between earning potential and everyday accessibility
Higher Yield Potential
Earn more from idle funds compared to traditional savings accounts
Instant Redemption
Instant redemption is available, returning your money within 30 minutes.
Curated Liquid Fund Selection
Access selected liquid funds from trusted AMCs.
Single Wealth Dashboard
Manage Super Savings alongside all your other investments.
Dedicated Wealth Guidance
Receive support from experts to determine the right emergency fund allocation.
Fully Digital Experience
Invest, track and redeem without paperwork or branch visits.
Who Should Consider Super Savings?
Emergency Fund Builders
Investors looking for a better home for their emergency corpus.
Investors Holding Idle Cash
Individuals with surplus money waiting for future investments or expenses.
Conservative Investors
Investors seeking low-volatility investment options with liquidity.
Short-Term Goal Planners
Suitable for upcoming expenses such as travel, education fees or planned purchases.
Steps to Start Investing in SUper Savings
Log In
Log in to your FundsIndia account.
Navigate to Systematic Plans
Navigate to Mutual Funds and select Systematic Plans.
Choose Super Savings
Choose Super Savings from the available options.
Browse and Select
Browse the available liquid fund options, select a fund, and begin investing.
Features that Beats Traditional Savings
Higher Yield Potential
Earn more from idle funds compared to traditional savings accounts
Instant Redemption
Instant redemption is available, returning your money within 30 minutes.
Curated Liquid Fund Selection
Access selected liquid funds from trusted AMCs.
Single Wealth Dashboard
Manage Super Savings alongside all your other investments.
Dedicated Wealth Guidance
Receive support from experts to determine the right emergency fund allocation.
Fully Digital Experience
Invest, track and redeem without paperwork or branch visits.
Who Should Consider Super Savings?
Emergency Fund Builders
Investors looking for a better home for their emergency corpus.
Investors Holding Idle Cash
Individuals with surplus money waiting for future investments or expenses.
Conservative Investors
Investors seeking low-volatility investment options with liquidity.
Short-Term Goal Planners
Suitable for upcoming expenses such as travel, education fees or planned purchases.
How Much Should You Keep as Emergency Funds?
While every investor's situation is different, many financial experts recommend maintaining 6–12 months of expenses as emergency funds. Your FundsIndia wealth manager can help determine the right amount for your needs.
FundsIndia's Approach to Managing Idle Money
At FundsIndia, we believe every rupee should have a purpose. Super Savings is designed to help investors make better use of idle money by combining liquidity, convenience and professional fund management in a single solution.
What Our Customers Say
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Frequently Asked Questions
What is SuperSavings?
SuperSavings is a solution that allows investors to park surplus cash in selected liquid funds while maintaining easy access to their money.
How does SuperSavings generate returns?
Returns are generated through the performance of the underlying liquid funds. As these are market-linked investments, returns may vary over time.
Is there a lock-in period?
No. SuperSavings offers flexibility with no lock-in period.
Can I access my money quickly?
Yes. Eligible liquid funds offer instant redemption facilities, allowing quick access to your funds.
Who manages the funds available under SuperSavings?
The liquid funds available through SuperSavings are managed by regulated Asset Management Companies (AMCs).
Insights & Research
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