# Compound Interest Calculator

Compound interest is a financial concept that refers to the interest on a loan or deposit calculated based on both the initial principal amount and the accumulated interest from previous periods. In other words, the interest earned in a given period is added to the principal, and the total balance is used as the basis for calculating the interest in the next period. This process continues over time, causing the balance to grow at an exponential rate.

Total investment
Interest rate
Time Period(Yrs)
Compounding frequency
Calculate
For an investment of ₹ 1,00,000 at 5% interest for a period of 5 years, the compound interest earned will be ₹ 27,628
How to use this calculator?
Compound interest is a financial concept that refers to the interest on a loan or deposit calculated based on both the initial principal amount and the accumulated interest from previous periods.
Compound Interest is used in all these products which help you in the growth of your wealth
• Safe Compounding Investments
• - Fixed Deposits
• - Public Provident Fund (PPF)
• - National Savings Scheme (NSC)
• - Life Insurance Savings Plans
• - Debt Mutual Funds
• - Unit Linked Insurance Plans (ULIPs) with Debt Fund investment
• Aggressive Compounding Investments
• - Equity Mutual Funds
• - Equity-Linked Savings Scheme (ELSS)
• - National Pension System (NPS)
• - Unit-Linked Insurance Plans (ULIPs) with Equity Fund investment

Attractive interest rates | Automatic renewal option | Flexible placements and renewals

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Compound interest is a financial concept that refers to the interest on a loan or deposit calculated based on both the initial principal amount and the accumulated interest from previous periods. In other words, the interest earned in a given period is added to the principal, and the total balance is used as the basis for calculating the interest in the next period. This process continues over time, causing the balance to grow at an exponential rate.
FundsIndia Compound Interest Calculator is very easy to use. Just plugin the principal amount, interest rate,compounding frequency, and tenure. The calculator will give you accurate results regardless of currency.
It uses the following logic
Compound interest formula =
[
P
{
1
+
(
R
n
)
}
^N
]
-
P
Where:
P = Principal amount
R = Rate of interest
n = Compounding frequency per year
N = Total compounding frequency for the entire period calculated as (n x T);n being the compounding frequency per annum and T being the time period in a number of years.
FundsIndia Compound Interest Calculator is an intuitive and easy to use application that can save the time of manually calculating Compound interest which is rather complicated. It can visualise the interest with principal amount in an easily understandable manner.
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