Compound Interest Calculator
Compound interest is a financial concept that refers to the interest on a loan or deposit calculated based on both the initial principal amount and the accumulated interest from previous periods. In other words, the interest earned in a given period is added to the principal, and the total balance is used as the basis for calculating the interest in the next period. This process continues over time, causing the balance to grow at an exponential rate.
Total investment
Interest rate
Time Period(Yrs)
Compounding frequency
Calculate
For an investment of ₹ 1,00,000 at 5% interest for a period of 5 years, the compound interest earned will be ₹ 27,628
How to use this calculator?
Compound Interest
Compound interest is a financial concept that refers to the interest on a loan or deposit calculated based on both the initial principal amount and the accumulated interest from previous periods.
Uses of Compound Interest calculation
Compound Interest is used in all these products which help you in the growth of your wealth
 Safe Compounding Investments
  Fixed Deposits
  Public Provident Fund (PPF)
  National Savings Scheme (NSC)
  Life Insurance Savings Plans
  Debt Mutual Funds
  Unit Linked Insurance Plans (ULIPs) with Debt Fund investment
 Aggressive Compounding Investments
  Equity Mutual Funds
  EquityLinked Savings Scheme (ELSS)
  National Pension System (NPS)
  UnitLinked Insurance Plans (ULIPs) with Equity Fund investment
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What is Compound Interest?
Compound interest is a financial concept that refers to the interest on a loan or deposit calculated based on both the initial principal amount and the accumulated interest from previous periods. In other words, the interest earned in a given period is added to the principal, and the total balance is used as the basis for calculating the interest in the next period. This process continues over time, causing the balance to grow at an exponential rate.
How to use the Compound Interest Calculator?
FundsIndia Compound Interest Calculator is very easy to use. Just plugin the principal amount, interest rate,compounding frequency, and tenure. The calculator will give you accurate results regardless of currency.
How does the Compound Interest calculator work?
It uses the following logic
Compound interest formula =
[
P
{
1
+
(
R

n
)
}
^N
]

P
Where:
P = Principal amount
R = Rate of interest
n = Compounding frequency per year
N = Total compounding frequency for the entire period calculated as (n x T);n being the compounding frequency per annum and T being the time period in a number of years.
Why should I use FundsIndia Compound Interest Calculator?
FundsIndia Compound Interest Calculator is an intuitive and easy to use application that can save the time of manually calculating Compound interest which is rather complicated. It can visualise the interest with principal amount in an easily understandable manner.
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