PPF Calculator
Public Provident Fund (PPF) is a long-term savings scheme offered by the government of India. It is a tax-free investment option that provides an individual with a secure and low-risk investment option. This calculator can be used to estimate the amount of savings that an individual can accumulate in a PPF account over a specified period of time. The calculator takes into account the amount of contribution made and the duration of investment, and provides an estimate of the total amount that will be accumulated at maturity.
Amount invested
Time Period (Yrs)
Investment frequency
Rate of interest
7.1%
Calculate
Total Investment
₹ 22,50,000
Total Interest
₹ 18,18,209
Maturity Value
₹ 40,68,209
How to use this calculator?
Public Providend Fund
Public Provident Fund (PPF) is a long-term savings scheme offered by the government of India.
Historical interest rates
| Financial Year | Interest Rate |
|---|---|
| October to December 2022 | 7.1% |
| July to September 2022 | 7.1% |
| April to June 2022 | 7.1% |
| January to March 2022 | 7.1% |
| October to December 2021 | 7.1% |
| July to September 2021 | 7.1% |
| April to June 2021 | 7.1% |
| January to March 2021 | 7.1% |
| October to December 2020 | 7.1% |
| July to September 2020 | 7.1% |
| April to June 2020 | 7.1% |
| January to March 2020 | 7.90% |
| October to December 2019 | 7.90% |
| July to September 2019 | 7.90% |
| April to June 2019 | 8.0% |
| January to March 2019 | 8.0% |
| October to December 2018 | 7.8% |
| July to September 2018 | 7.8% |
| April to June 2018 | 7.9% |
Maturity value of the investment
You can easily calculate the maturity value of your investment by using the FundsIndia PPF calculator.
Lock-in Period
The funds invested in a PPF account have a lock-in period of 15 years and the maturity period is 15 years from the date of opening the account.
What is Public Provident Fund?
Public Provident Fund (PPF) is a long-term savings scheme offered by the government of India. It is a tax-free investment option that provides an individual with a secure and low-risk investment option.
What is the lock-in period of PPF investment?
The funds invested in a PPF account have a lock-in period of 15 years and the maturity period is 15 years from the date of opening the account.
What is the minimum investment?
The minimum investment in a PPF account is Rs. 500 and the maximum investment is Rs. 1.5 Lakhs per financial year.
What are the tax implications of a PPF investment?
The interest earned and the maturity amount are exempt from tax under Indian Income Tax laws.
How can you use the PPF calculator?
The calculator takes into account the amount of contribution made and the duration of investment, and provides an estimate of the total amount that will be accumulated at maturity. Just plug-in the required values
How does the PPF calculator work?
The PPF calculator takes 2 inputs namely, Yearly investment and tenure of investment. It uses the following logic
The formula for this is: F = P[({(1+i)^n}-1)/i]
Here,F= Maturity proceeds of the PPF
P = Amount Invested
n = Number of years
i = Rate of interest/100
When does my PPF investment mature?
A Public Provident Fund (PPF) account matures after 15 years from the date of opening the account. The account can be extended for a block of 5 years at a time, after the maturity period, by submitting a request to the bank or post office where the account is held.