Power STP - Invest Your Lumpsum Smarter, Not Faster
A valuation-driven way to deploy large investments into equity. Instead of trying to time the market or risking it falling tomorrow, Power STP automatically invests your lumpsum in equities with complete ease using an intelligent, research-backed approach.
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How does FundsIndia’s Power STP work?
Unlike a regular Systematic Transfer Plan (STP) that transfers the same amount every month regardless of market conditions, Power STP uses the FundsIndia Valuemeter to assess market valuations and identify potential investment opportunities.
When valuations are attractive, a larger portion of your money can be allocated to equities. When valuations are less favorable, transfers can be moderated. The entire process is automated, helping you invest strategically without constantly monitoring the markets or making emotional decisions.
Why Power STP Mutual Fund?
Traditional investing has a timing problem. Power STP solves this. Power STP dynamically adjusts how much money moves into equity based on market valuations.
Valuation-Driven Transfers
Investment transfers are guided by the FundsIndia Valuemeter, helping allocate more towards equities when market valuations are attractive and avoiding aggressive investments during expensive markets.
Smarter Than a Traditional STP
Unlike a regular STP that transfers a fixed amount every month, FundsIndia’s Power STP dynamically adjusts allocations based on market opportunities.
Fully Automated
The entire transfer process is automated, reducing the need for constant market monitoring and manual intervention.
Reduced Timing Risk
Helps address the challenge of investing a large lumpsum at a single market level by spreading investments strategically over time.
Complete Flexibility
Features a manual override that allows investors to switch a custom amount from debt to equity during significant market declines.
Integrated Portfolio Experience
Track and manage your Power STP investments seamlessly through your FundsIndia account alongside the rest of your portfolio.
Long-Term Wealth Creation
Designed for investors with a long-term investment horizon looking to invest large sums more strategically.
Power STP is designed to remove guesswork from investing your lumpsum. Instead of worrying about whether it's the right time to enter the market, the strategy automatically adjusts your equity exposure based on real-time market valuations, helping you stay disciplined, reduce emotional decisions, and make the most of market opportunities over time.
How Power STP Works
Combine the discipline of systematic investing with a valuation-driven approach.
How Power STP Works
Combine the discipline of systematic investing with a valuation-driven approach.
Steps to invest through Power STP
Follow these steps and start deploying your Lumpsums smartly.
Invest Your Lumpsum
Invest your money in a debt fund selected for parking purposes. Available options include Overnight, Liquid, Ultra Short Duration, or Money Market Funds.
Choose Your Equity Fund
Select the equity fund where you ultimately want your money invested for long-term growth.
Let The Valuemeter Guide Deployments
Every month, FundsIndia's proprietary Valuemeter determines how much money should move from debt to equity, happening automatically on the 10th of every month.
Stay Invested For The Long Term
As valuations change, Power STP dynamically increases or decreases allocations until the entire corpus is fully deployed.
Product Features
₹1,20,000
Minimum Investment
₹10,000
Minimum Monthly Transfers
10th of every month
PowerSTP Execution Time
Allowed
Additional Investments
Zero
Cancellation Charges
Steps to invest through Power STP
Invest Your Lumpsum
Invest your money in a debt fund selected for parking purposes. Available options include Overnight, Liquid, Ultra Short Duration, or Money Market Funds.
Choose Your Equity Fund
Select the equity fund where you ultimately want your money invested for long-term growth.
Let The Valuemeter Guide Deployments
Every month, FundsIndia's proprietary Valuemeter determines how much money should move from debt to equity, happening automatically on the 10th of every month.
Stay Invested For The Long Term
As valuations change, Power STP dynamically increases or decreases allocations until the entire corpus is fully deployed.
Product Features
₹1,20,000
Minimum Investment
₹10,000
Minimum Monthly Transfers
10th of every month
PowerSTP Execution Time
Allowed
Additional Investments
Zero
Cancellation Charges
Ready to Get Started? If you have a lumpsum waiting to be invested but are unsure about market timing, Power STP offers a structured and intelligent way to begin.
Who Should Use Power STP?
Power STP is designed for investors looking for a more strategic way to move a lumpsum into equities.
Investors with Fresh Lumpsum Money
Ideal for deploying proceeds from the sale of property, retirement benefits, business exits, or inheritance.
Investors Concerned About Market Valuations
Perfect for those who are hesitant to invest large amounts during expensive market phases.
Investors Re-Entering Markets
Helpful for individuals who have exited markets and wish to gradually redeploy capital.
Long-Term Wealth Builders
Best suited for investors with a minimum investment horizon of 5-7 years.
What Our Customers Say
Real feedback from real people building real wealth
Frequently Asked Questions
What is the minimum investment amount?
The minimum investment amount is ₹1,20,000. The monthly transfer amount should be at least ₹10,000.
How much is transferred every month?
Transfers are determined by the FundsIndia Valuemeter and can range between 0X, 0.5X, 1X, 3X, or 6X of the monthly installment amount.
What happens if the suggested transfer exceeds the balance in the debt fund?
The entire available balance will be transferred to the equity fund.
Can I change schemes during the Power STP tenure?
No. To change schemes, you will need to stop the existing Power STP and start a new one.
Can I choose a different transfer date?
No. Transfers are executed on the 10th of every month.
Can I invest in the same folio?
Yes.
Can I cancel Power STP?
Yes. Power STP can be canceled at any time.
Are there any cancellation charges?
No.
Will exit load apply?
Yes. Exit loads, if any, will be applicable according to the Scheme Information Document (SID) of the selected schemes.
Can I make additional investments in the mapped folio?
Yes. Additional investments can be made anytime.
What debt funds can be used for parking?
You may choose from:
- Overnight Funds
- Liquid Funds
- Ultra Short Duration Funds
- Money Market Funds
Is there a limit on the number of funds?
No.
Can I manually switch money during a market correction?
Yes. Investors can manually override the algorithm and switch a custom amount from debt to equity.
Can I use an existing debt fund corpus for Power STP?
Yes. Existing lump-sum investments parked in eligible debt funds can be routed through Power STP.
Ready To Deploy Your Lumpsum Intelligently?
Invest large sums with a valuation-aware strategy designed to adapt to market conditions instead of ignoring them.
Insights & Research
We believe wealth is built on trust, clarity, and long-term thinkingWe believe wealth is built on trust, clarity, and long-term thinking. Our core values
ensure that every recommendation, every tool, and every decisions.
