FundsIndia Debt Strategy: Delayed Gratification, A Positive For You

Vidya Bala

For the fifth policy in a row, the Reserve Bank of India (RBI) left policy rates unchanged, waiting for more consistent signals of the inflation sliding. Even as there is…Continue Reading

10 Ways to Not Let Credit Cards Rule Your Life

FundsIndia Desk

The other day, my secretary discovered that I was the former Managing Director of the Credit Information Bureau Limited (CIBIL) of India. Immediately, she sheepishly sought my advice as she…Continue Reading

Should you or should you not shift lenders?

FundsIndia Desk

In these times of stiff competition among different lenders, it is observed that there has always been an effort made by each of them to make a difference. An interest…Continue Reading

Plastic Money – Use It Wisely

FundsIndia Desk

Credit cards, or plastic money, are a substitute for money and a convenient option at that. They make life easier, but with a caveat – “Do you use your credit…Continue Reading

Breaking up with your credit card

FundsIndia Desk

Break ups are often known to carry the baggage of the past into the future. Some break ups could also haunt you at some stage of your life. You have…Continue Reading

Who says 750 is a good score?

FundsIndia Desk

810! This was the credit score of an investment banker from Hyderabad. Wow, isn’t it? Rightly so, Mr. Investment Banker kept bragging about it to his colleagues, until one day, when…Continue Reading

The Sin of Late Payment

FundsIndia Desk

Wouldn’t it be great if missing a payment once in a while was no big deal? With the busy schedules these days, it really is easy to forget dates…I mean…Continue Reading