Insights

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FundsIndia views: Ultra short-term funds – what they are and when to use

Vidya Bala

Many of you may be familiar with liquid funds. You may either be parking your surplus in them or using them for systematic transfer into equity funds. Another category of…Continue Reading

Don’t fear the Rajan blues

Vidya Bala

Rock star Raghuram Rajan (or R3 as Subramanian Swamy likes to call him), may cause Monday Market Blues with his letter announcing his impending exit from the Central Bank. Short-term,…Continue Reading

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Rate cut to provide benefit to your loans and your investments

Vidya Bala

The RBI, in its first bi-monthly Monetary Policy Review for 2016-17 cut repo rate by 25 basis points to 6.5%. It also cut the Marginal Standing Facility (MSF) used by…Continue Reading

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Guard yourself from risks in debt funds

Vidya Bala

The recent news of Amtek Auto’s problems with its debt and the holding of its debt instrument in a few mutual fund schemes raised a debate on whether debt mutual…Continue Reading

Consolidation Phase for Debt Market

Vidya Bala

A 25-basis point cut in repo rate to 7.25 per cent in today’s Monetary Policy review, totals to a front-loaded 75 basis point cut thus far in 2015. Further action,…Continue Reading

Are equity income funds for you?

FundsIndia Desk

Booming equity markets and a falling interest rate regime have encouraged fund houses to launch a new category of hybrid funds – equity income funds. These funds aim to make…Continue Reading

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RBI rate cut – One for the budget

Vidya Bala

The Reserve Bank of India gave a thumbs-up to the fiscal impulses in the Union Budget by announcing a 25 basis point rate cut 3 days after the budget announcement.…Continue Reading

“Corporate bond opportunity funds ideal for long-term allocation to bonds”

Vidya Bala

What should be an investor’s strategy in the debt market, with yields beginning to fall? We posed this question to Sujoy Das, Head Fixed Income, Religare Invesco Mutual. Read on…Continue Reading

FundsIndia Debt Strategy: Delayed Gratification, A Positive For You

Vidya Bala

For the fifth policy in a row, the Reserve Bank of India (RBI) left policy rates unchanged, waiting for more consistent signals of the inflation sliding. Even as there is…Continue Reading

10 Ways to Not Let Credit Cards Rule Your Life

FundsIndia Desk

The other day, my secretary discovered that I was the former Managing Director of the Credit Information Bureau Limited (CIBIL) of India. Immediately, she sheepishly sought my advice as she…Continue Reading