Insights

Category: Personal Finance

Tips and suggestions on managing your finances and investments better

line

Short-term debt funds continue to offer opportunity

Vidya Bala

Markets were a bit shaken but not stirred, by a 25 basis-point repo rate hike by the RBI, perhaps postponed from about a month ago. While the 10-year gilt, the…Continue Reading

FundsIndia Reviews: NFO of DWS Inflation Indexed Bond Fund

Vidya Bala

A fund to hedge against inflation Deutsche Mutual (DWS), in a first of its kind, has launched an open-ended debt fund that will predominantly invest in inflation indexed bonds (IIB)…Continue Reading

How to use double indexation to reduce your taxes

Vidya Bala

 With just 3 months to go before the financial year ends (March 31), you will hear the term, ‘double indexation’ more often, especially in the context of products such as…Continue Reading

2014 – 5 New Year’s resolutions for mutual fund investors

Vidya Bala

Tell me; of the many new-year resolutions that most of us have in mind, shedding those extra kilos would surely be one of them? At least for a good number…Continue Reading

Why equity outperforms other asset classes

Vidya Bala

Have you ever wondered why equity is universally acknowledged as an asset that delivers superior returns over other asset classes such as debt or gold in the long term? The…Continue Reading

Why you need mutual funds for retirement planning

Vidya Bala

For most of you, holding an EPF account with your company or investing separately in PPF could be the only retirement plan in place. This means of saving may have…Continue Reading

Are retail inflation indexed bonds attractive?

Vidya Bala

The much-awaited inflation-indexed bonds for retail investors will be out this month. Christened, Inflation Indexed National Savings Securities, these bonds, though, take a slightly different avatar from what was initially…Continue Reading

5 tax planning mistakes that salary earners should avoid

Vidya Bala

It’s tax-saving season yet again. But this time, make sure you gain the most from the incentives that the taxman provides while ensuring you do not end up making costly…Continue Reading

Take the gold fund route to wealth building

Vidya Bala

With jewelers and banks once again opening up their gold coin sales counter (after they had reduced sales to help curb gold imports), you may be tempted to buy a…Continue Reading

When banks take you for a ride

Vidya Bala

A recent opinion article, on banks, in a business daily, prompted me to read the contents of a speech (from which the article had quoted) by Dr. K.C Chakrabarthy, Deputy…Continue Reading