This time, next year – will your financial plan be any different?

Aparna Hari

Resolutions are passé, say some. Resolutions changed my life, believe a few. Resolutions are meant to be broken, smirk others. Whichever category you belong to, there are a few resolutions…Continue Reading

Is waiting to pay off all the loans before investing a good strategy?

Dev Ashish

A close friend recently shared his financial pains with me. He had two problems in particular. He was earning well, but still wasn’t able to save anything. His second problem…Continue Reading

Credit reports: Now available on FundsIndia

FundsIndia Desk

Your credit score is a numerical value that denotes your creditworthiness. To build a strong financial future, it is important to understand your credit. You can now download your CIBIL…Continue Reading

10 Ways to Not Let Credit Cards Rule Your Life

FundsIndia Desk

The other day, my secretary discovered that I was the former Managing Director of the Credit Information Bureau Limited (CIBIL) of India. Immediately, she sheepishly sought my advice as she…Continue Reading

e-Guide – Understanding Credit Reports

FundsIndia Desk

A credit report of an individual contains the payment history of all his loan accounts (active/inactive), and has an impact on all his future loan applications too. Hence, understanding a…Continue Reading

Ways to improve your credit score

FundsIndia Desk

Your credit score – a 3 digit number can make or break your financial dreams for it is a reflection of your past payment behaviour. Credit scores have gained importance…Continue Reading

Do not worry if you are a first time borrower

FundsIndia Desk

We all have dreams to fulfill, don’t we? Sometimes, our daily income or savings may not be enough to help achieve our financial dreams. In such a scenario, we make…Continue Reading

Think before you apply for a loan

FundsIndia Desk

When you want to avail a loan, you apply to various lending institutions, don’t you? Also, it is a common practice to apply to more than one lending institution to…Continue Reading

Who says 750 is a good score?

FundsIndia Desk

810! This was the credit score of an investment banker from Hyderabad. Wow, isn’t it? Rightly so, Mr. Investment Banker kept bragging about it to his colleagues, until one day, when…Continue Reading

The Sin of Late Payment

FundsIndia Desk

Wouldn’t it be great if missing a payment once in a while was no big deal? With the busy schedules these days, it really is easy to forget dates…I mean…Continue Reading