Insights

Category: Personal Finance

Tips and suggestions on managing your finances and investments better

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Think before you apply for a loan

FundsIndia Desk

When you want to avail a loan, you apply to various lending institutions, don’t you? Also, it is a common practice to apply to more than one lending institution to…Continue Reading

How we choose our ‘Select’ equity funds

Vidya Bala

Last week, we had discussed why you should not pick an equity fund based merely on its 1-year returns record. You can click here to read it. In this week’s…Continue Reading

Should you top up your health insurance?

Sridharan S

Medical costs are skyrocketing by the day. To combat these costs, most individuals opt for either a personal insurance policy, or a group insurance policy that is provided by their…Continue Reading

Why your income is not a part of your credit score

FundsIndia Desk

Race, religion, gender, nationality, marital status and employment history do not impact credit scores. It is because these factors do not help in assessing the credit worthiness of an individual.…Continue Reading

Should you or should you not shift lenders?

FundsIndia Desk

In these times of stiff competition among different lenders, it is observed that there has always been an effort made by each of them to make a difference. An interest…Continue Reading

How many credit cards should you have?

FundsIndia Desk

In today’s age and time, almost everyone holds a credit card. While it is a convenient option for many of us, strangely, it is also a “cool” option for a…Continue Reading

Today’s women in the credit world

FundsIndia Desk

Look around and you will find strong, independent, successful women like Indra Nooyi and Sheryl Sandberg featuring in various lists of “Most Powerful Women” globally and climbing the corporate ladder.…Continue Reading

Identifying your insurance needs

Sridharan S

Securing your family’s well-being is one of the most important goals in life. One way to ensure this is by planning for their protection against uncertain events through insurance. An…Continue Reading

When should you close your credit card?

FundsIndia Desk

Do you feel that you have too many credit cards? Are some of them lying idle with you? The correct step is to close these credit cards. But before doing…Continue Reading

Plastic Money – Use It Wisely

FundsIndia Desk

Credit cards, or plastic money, are a substitute for money and a convenient option at that. They make life easier, but with a caveat – “Do you use your credit…Continue Reading