Insights

Welcome Vidya, FundsIndia’s head of mutual fund research

September 17, 2012 . Srikanth Meenakshi

We take great pleasure in welcoming Vidya Bala to Team FundsIndia as Head of Mutual fund Research.

Many of you might already be familiar with Vidya. She was the Chief Research Analyst at Business Line and wrote regularly on myriad personal finance and investment topics. She has recommended funds, analyzed sectors and portfolios, answered hundreds of investor questions, and provided insight and commentary on a host of investment options available in India.You can see a sample of her work at Business Line here. A chartered accountant by background and training, she has been researching funds, markets, sectors and companies for the last eight years.

She now brings all this expertise to FundsIndia where she will be leading us on all aspects of mutual fund research and recommendations. You can expect to see her write in this space often, come to you with research recommendations regularly, review funds and fund houses, and more. With her help, we will also soon launch a revamped fund advisory section in FundsIndia with brand new pre-packaged portfolios and other innovative services.

Welcome, Vidya!

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9 thoughts on “Welcome Vidya, FundsIndia’s head of mutual fund research

  1. As a regular reader of your articles in BUSINESS LINE,I am sure that you will enlighten us with more research and guidelines on investments for all.Best wishes on your new assignment and responsibility.

  2. Dear vidhya,
    Can u explain about the sharp ratio and mean ,beta.
    What are measures you have taken the funds comparison and peer group of funds.

    1. Hello sir, request you to kindly refer materials such as the one in this link to know more about risk ratios: http://www.investopedia.com/articles/mutualfund/112002.asp#axzz2LQR5QCVF
      We consider sharpe ratio, beta, standard deviation and very importantly the rolling returns to determine the risk and consistency in performance of an equity fund. Sometimes, we also do an attribution analysis to see if the asset allocation, market-cap exposure (large, mid), sector picks and stock picks of the fund manager worked better than the benchmark. More importantly, we look at the equity allocation and cash allocation strategy across down and up markets and also the timing of sector picks and whether the present portfolio holds potential. Towards this, it will help to have an eye on the equity market fundamentals. This is so for equity funds. For debt funds, average portfolio maturity, yield of the portfolio if held to maturity and the portfolio’s credit quality are some of the aspects we consider.-Tks Vidya

  3. Hello vidya

    I have invested in daily dividend reinvestment plan and my number of units get change at same NAV so when i will sell these units then there will be capital gain or dividend income . Please note NAV remains same but number of units changes on account of dividend

    please confirm

    Thanks

    1. HellO Amit, The NAV is roughly the same..because any increase in NAV is stripped from it and given to you as dividend…in the form of equivalent units for the amount of dividend. That is the way dividend reinvestment typically works. So When you sell your units you will not have capital gain if there is no NAV gain. Dividend income in case of debt funds is not chargeable in your hands. It is already taxed by way of DDT at the AMC end. Of course in all, you indirectly would have paid the tax by way of DDT (which is actually deducted from your NAV, before the NAV is declared).

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