At FundsIndia, we provide a convenient online investment platform that is available 24x7. We provide excellent customer service, and sure that
your safety and privacy are always taken care of.
But that is not all that we provide. We provide much more.
We have always sought to add value to the service that we provide by innovating new ways of doing investment transactions online. Ways that are
useful, usable and add real value to the investment process of investors who use our platform.
Most of these services are available through no financial services entity in the country other than FundsIndia!
Below is a list of these features with a brief description of each.
Consolidated family accounts
Your family stays together, why should their investments be kept separate? FundsIndia investors can consolidate the investments of their family
members under a single login-id. For example, one person can create a login-id at FundsIndia and open accounts in the name of their spouse and
children. Once these accounts are active, investments can be made in the name of any of these accounts or jointly by creating different "joint
Account name(s)". All the investments will be visible in a consolidated manner upon logging in.
Consolidation across assets (equities, MF, deposits):
These days investments are made across multiple instruments - shares, mutual funds, deposits - by every investor. Instead of keeping different
assets in different places, you can keep them all in one place for ease of tracking and management. At FundsIndia, all your mutual fund investments
- be it debt funds or equity funds or hybrid funds - and all your equity investments and all your deposit investments are available in a single
consolidated 'Dashboard' screen that is instantly available when you login.
Advisor on call:
Whether you are a beginning investor who is just starting a career or a seasoned veteran who is planning their retirement, we could all use a word
of help now and then. Be it financial planning or advise of the right funds or stocks or SIP plan, a FundsIndia Partner is always available to
advise you on what is right for YOU. FundsIndia investors can schedule a call with our Partners who will CALL YOU to discuss with you your personal
situation and your financial goals to advise you the right action to take.
Mutual fund value-adds
Triggers
In today's fast moving world, who has the time to constantly track their investments and markets every day? However, the markets keep moving and
with that the value of investments keeps changing. FundsIndia offers the facility of "Triggers" a powerful tool to monitor your portfolio for
you and act upon cues if needed.
Triggers are conditions that can be custom set by investors and can be based on various things - on the value of Sensex, on the NAV of a mutual
fund scheme, on the profit made on an investment or more. It can even be based on a simple date. When the condition is met, actions can be setup
to fire automatically (or manually). These actions can be to make a new investment, redeem or make a scheme switch. For example, an action could
be to buy more units of a large cap diversified scheme when the Sensex hits 18000 or to redeem the units when the profit in an investment hits
25%.
Alert SIP
Systematic investment planning (SIP) is one of the most effective ways for a regular investor to turn their savings into investments for the
future. At FundsIndia, we offer regular SIP on schemes where one can pick a date, amount and a scheme to do their monthly investments via a bank
mandate. However, we offer more than that.
Some investors do not want to go through setting up ECS mandates at their bank accounts for making the investments. For them, we offer Alert SIP.
When an investor sets up an Alert SIP, it acts like an investment alarm every month. Investors get email and SMS notification about their
pending investment when their monthly date arrives. When they login, there is a readymade button waiting for them to simply click and complete
the investment in two minutes by funding the transaction from their bank account. No paperwork, no hassles!
For a full list of how our SIP offerings compare, please click here
Flexi-SIP
For beginning investors who are not sure about how much they will be able to save every month, we offer an innovative service called the Flexi
SIP. With Flexi-SIP, an investor can choose a mutual fund scheme, a regular investment amount, and a monthly investment date like for any other
SIP. However, the investor will also choose a maximum investment amount. This maximum amount can be as high as 10 times the regular investment
amount. After this, every month, the investor will have the flexibility to set the value of SIP for the next installment. This value can be any
amount between the minimum required SIP amount for that scheme and the maximum set by the investor. The current month investment will be made
for that amount.
It is, however, not absolutely necessary for the investor to set this value every month. If they do not do anything, the regular amount will be
invested like any other SIP. So, the investor get both the benefit of hands-off investment of SIP as well as the flexibility to change the value
if they so desire.
Portfolio SIP
Regular Systematic investment planning setups involve choosing a scheme, an amount and a date. If an investor wants to invest in multiple schemes
every month, that meant setting up a different SIP for each of the schemes. Not in FundsIndia! Here, an investor can setup a portfolio of schemes in
a single SIP setup. One single monthly debit can be made to invest in multiple schemes from different fund houses by splitting the amount as the
investor wishes. This is especially useful if the investor wants to invest in a balanced portfolio of schemes on a regular basis.
Value-averaging investment plan (VIP)
FundsIndia also Value-cost averaging investment plan (VIP), an investment protocol developed by a Harvard University professor. This is slightly
different from SIP in that the monthly investments vary between a minimum and a maximum based on a formula which takes the performance of the
fund into consideration. This method promises better returns than SIP at the same risk level.
We back-tested this protocol across four different prominent equity funds over the past five years. What we found was that VIP outperformed SIP
on an average by about 1.6% CAGR for an average holding period of three-years. The basic idea of the formula behind VIP is to invest more when
the markets are low, and less when the markets are high. It does this by targeting a value for the portfolio, and hence the name.
Value-averaging transfer plan (VTP)
Value-averaging transfer plan (VTP) is similar to VIP in terms of how it varies the amount invested every month depending on the performance of the
fund under consideration. However, VTP, as the name suggests, does it via transferring investments from a debt/liquid scheme to an equity scheme,
instead of taking the ECS mandate route. The advantage of this method is that if money does not get invested (due to over-performance in the
market), it stays in the source (debt/liquid) fund which could be potentially better for the investor.
Pre-packaged portfolios
In a hurry? Need to invest money, but do not know where to invest it in? What an expert created portfolio to safely place your investment in?
FundsIndia offers a great choice of pre-packaged portfolios - across risk appetites and investment needs (tax-saving, foreign funds and more). All
you need to do is, pick a portfolio and click invest. We will take care of creating the portfolio, dividing your money in a way that keeps the
portfolio balanced across various types of top-rated investments.
Equity value-adds
SIP on ETF
Systematic investments need not be for mutual funds alone. There are stellar exchange traded funds such as gold funds and index funds that are
wonderfully suited for regular, monthly investments. However, none of the mutual fund companies that offer these ETFs offer a SIP facility for them.
That is where FundsIndia comes in - just as you can setup SIPs on mutual funds, you can also setup SIPs on ETFs; the process is simple - pick the
date, amount and ETF, and that's it!
Equity baskets
When you buy stocks, why buy a stock here and a stock there, when what you really want to do is to construct a whole portfolio that can be traded as
a basket? At FundsIndia, you can do just that - create baskets of equities or use one of the baskets that we have put together for you. We have
pre-packaged equity baskets of all shapes and colors - based on market-caps or industry. What more, you can also do systematic investments (SIP) on
these baskets!
Happy Investing!
A Fresh Approach to Investing
FundsIndia was created with one goal in mind - to provide great investment services to the
common investor in India at a low-cost. We use technology and the online medium to create a suite of interesting services
that, together, will deliver a wonderful experience to the investor.
Prudent products, interesting, useful
services, great customer care come together in a way that is not seen thus far in the financial services industry of our
country.
We are here to make a lasting difference in the way financial services are delivered to
customers across the country. We are here to enrich India, one investor at a time.
Contact Us
Wealth India Financial Services Pvt. Ltd.,
3rd Floor, Uttam Building,
No. 38 and 39,
Whites Road, Royapettah,
Chennai - 600014,
Tamil Nadu.
Phone - (0) 7667 166 166
