Using value-added features
FundsIndia puts the power of investing where it belongs - in the hands of the investors. Using FundsIndia's system, an investor can employ powerful system driven processes to enhance their investment methods and drive towards a high-performance portfolio. In this section, we will cover some of these value-added features on our platform - value-averaging investments, and Triggers.
Alert SIP is similar to Regular SIP except that it does not involve an ECS mandate. Hence, in this method, no automatic debits are made in the investor's account. This method requires the investor to login every month to complete the SIP transaction in their account.
The Portfolio SIP is very similar to a regular SIP - it involves an ECS mandate, and can invest in multiple schemes in one go. However, the distinction is that
Portfolio SIP allows investors to construct an asset proportioned set of holdings that they can invest
as a single portfolio.
Flexi SIP allows an investor to change the investment amount on a monthly basis. An investor could use it to change the amount based on their affordability or
they can choose to invest more or less depending on their understanding of market conditions. While setting up a Flexi SIP, an investor will be required to
specify a regular amount and a maximum amount of investment per month. The monthly investment can thereafter vary from the minimum required for that mutual fund
scheme and the user specified maximum amount. The investor can change the amount on a monthly basis, but is not required to do so. If the investor chooses to
not make any changes, the regular amount as specified while set up will be used in a given month.
Step-up SIP is a useful tool for investors who would like to gradually increase their contribution towards a particular financial goal. Using Step-up SIP
investors can set the final amount they would like to contribute to reach a goal and work their way to that final amount gradually.
Systematic Transfer plans are a method of scheduling switches on a periodic basis in one's account. An investor can schedule a switch once every day, week or
month between two schemes that belong to the same fund house.
Value-averaging investment plan is a relatively new method of investing in the equity markets. It can be applied to a wide variety of investment instruments like
stocks, mutual funds etc.
At FundsIndia, we offer this method of investing using the equity mutual funds that are available on our platform. We also offer a variant of this method using
the transfer process as opposed to the investment process.
In this article, we provide a brief overview of these methods, and the process to set one up using the FundsIndia platform.
FundsIndia's technology platform offers a unique way for investors to manage their investments - using the concept of triggers. This article explains what triggers are and how investors can use them effectively.