HDFC LIMITED
Period Rate of interest for Individual(p.a.) Rate of interest for Senior Citizen(p.a) Minimum fixed deposit amount Interest Pay Out
MONTHLY INCOME PLAN
33   Months 7.65% 7.9% ₹40,000 Monthly
66   Months 7.65% 7.9% ₹40,000 Monthly
QUATERLY OPTION
33   Months 7.7% 7.95% ₹20,000 Quarterly
66   Months 7.7% 7.95% ₹20,000 Quarterly
HALF YEARLY OPTION
33   Months 7.77% 8.02% ₹20,000 Half Yearly
66   Months 7.77% 8.02% ₹20,000 Half Yearly
ANNUAL INCOME PLAN
33   Months 7.92% 8.17% ₹20,000 Annually
66   Months 7.92% 8.17% ₹20,000 Annually
CUMULATIVE OPTION -- Interest Compounded Annually
33   Months 7.92% 8.17% ₹20,000 On maturity date
66   Months 7.92% 8.17% ₹20,000 On maturity date
ANNUAL INCOME PLAN
24-84   Months 7.72% 7.97% ₹20,000 Annually
MONTHLY INCOME PLAN
12-23   Months 7.45% 7.7% ₹40,000 Monthly
24-84   Months 7.45% 7.7% ₹40,000 Monthly
NON-CUMULATIVE-QUARTERLY OPTION
12-23   Months 7.5% 7.75% ₹20,000 Quarterly
24-84   Months 7.5% 7.75% ₹20,000 Quarterly
NON-CUMULATIVE-HALF YEARLY OPTION
12-23   Months 7.57% 7.82% ₹20,000 Half Yearly
24-84   Months 7.57% 7.82% ₹20,000 Half Yearly
CUMULATIVE OPTION -- Interest Compounded Annually
12-23   Months 7.72% 7.97% ₹20,000 On maturity date
24-84   Months 7.72% 7.97% ₹20,000 On maturity date
PREMIUM ANNUAL INCOME PLAN
22   Months 7.87% 8.12% ₹20,000 Annually
30   Months 7.82% 8.07% ₹20,000 Annually
44   Months 7.87% 8.12% ₹20,000 Annually
PREMIUM MONTHLY INCOME PLAN
15   Months 7.5% 7.75% ₹40,000 Monthly
22   Months 7.6% 7.85% ₹40,000 Monthly
30   Months 7.55% 7.8% ₹40,000 Monthly
44   Months 7.6% 7.85% ₹40,000 Monthly
PREMIUM NON-CUMULATIVE-QUARTERLY OPTION
15   Months 7.55% 7.8% ₹20,000 Quarterly
22   Months 7.65% 7.9% ₹20,000 Quarterly
30   Months 7.6% 7.85% ₹20,000 Quarterly
44   Months 7.65% 7.9% ₹20,000 Quarterly
PREMIUM NON-CUMULATIVE-HALF YEARLY OPTION
15   Months 7.62% 7.87% ₹20,000 Half Yearly
22   Months 7.72% 7.97% ₹20,000 Half Yearly
30   Months 7.67% 7.92% ₹20,000 Half Yearly
44   Months 7.72% 7.97% ₹20,000 Half Yearly
PREMIUM CUMULATIVE OPTION -- Interest Compounded Annually
15   Months 7.77% 8.02% ₹20,000 On maturity date
22   Months 7.87% 8.12% ₹20,000 On maturity date
30   Months 7.82% 8.07% ₹20,000 On maturity date
44   Months 7.87% 8.12% ₹20,000 On maturity date