{"id":11968,"date":"2017-09-01T13:01:50","date_gmt":"2017-09-01T07:31:50","guid":{"rendered":"https:\/\/blog.fundsindia.com\/blog\/?p=11968"},"modified":"2018-07-13T18:08:32","modified_gmt":"2018-07-13T12:38:32","slug":"start-a-sip-in-mutual-funds","status":"publish","type":"post","link":"https:\/\/www.fundsindia.com\/blog\/personal-finance\/start-a-sip-in-mutual-funds\/11968","title":{"rendered":"BUT\u2026 the three letter word stopping you from becoming wealthy"},"content":{"rendered":"<p dir=\"ltr\"><a href=\"https:\/\/www.fundsindia.com\/blog\/wp-content\/uploads\/2017\/09\/BUT-Blog.jpg\"><img loading=\"lazy\" class=\"aligncenter size-full wp-image-11969\" src=\"https:\/\/www.fundsindia.com\/blog\/wp-content\/uploads\/2017\/09\/BUT-Blog.jpg\" alt=\"BUT Blog\" width=\"1200\" height=\"628\" srcset=\"https:\/\/www.fundsindia.com\/blog\/wp-content\/uploads\/2017\/09\/BUT-Blog.jpg 1200w, https:\/\/www.fundsindia.com\/blog\/wp-content\/uploads\/2017\/09\/BUT-Blog-300x157.jpg 300w, https:\/\/www.fundsindia.com\/blog\/wp-content\/uploads\/2017\/09\/BUT-Blog-1024x535.jpg 1024w, https:\/\/www.fundsindia.com\/blog\/wp-content\/uploads\/2017\/09\/BUT-Blog-100x52.jpg 100w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><\/p>\n<p dir=\"ltr\">This three letter word has become such an ingrained part of our lives, we don\u2019t even realize it\u2019s stopping us from growing, from being better than we are.<\/p>\n<p dir=\"ltr\">Here are some examples: I want to lose 5 kilos, BUT exercising regularly is really hard. I want to learn to dance, BUT I have two left feet. I want to learn a new language, BUT I don\u2019t have the time.<\/p>\n<p dir=\"ltr\">\u2018BUT\u2019 is just an excuse to make you feel less guilty about postponing action to reach your goals.<\/p>\n<div class=\"blog-highlight\" style=\"clear: both; background: #3ba010; border: none; width: 60%; text-align: center; box-shadow: 0 5px 5px rgba(0, 0, 0, 0.5);\"><a style=\"text-decoration: none;\" href=\"http:\/\/www.fundsindia.com\/content\/jsp\/registration\/login.jsp?ref=blog-button\" target=\"_blank\" rel=\"noopener\"> <span style=\"color: #fff; font-weight: bold;\">Open<\/span> <span style=\"color: #fff; font-weight: bold; text-decoration: none;\"> a FREE Account Now! <\/span><\/a><\/div>\n<p dir=\"ltr\"><strong>Truth is, reaching your goal is a mind game.<\/strong> If you\u2019ve got the determination to do it, you will see it through.<\/p>\n<p dir=\"ltr\">We\u2019ve seen examples of how this can stop you from growing personally, but <strong>\u2018BUT\u2019 stops you from growing financially too.<\/strong><\/p>\n<p dir=\"ltr\">How?<\/p>\n<p dir=\"ltr\">You know that for a financially secure future, you need to start saving today. You want to even, BUT you don\u2019t think you have money to spare &#8211; you\u2019re paying back student loans, or maybe you\u2019re buying a car or a house. You think you\u2019ll start later, BUT maybe the markets are falling and you don\u2019t want to put your money in a falling market, or you\u2019re putting your kids through college. Whenever you want to start, \u2018BUT\u2019 gets in the way.<\/p>\n<p dir=\"ltr\">What happens when you\u2019re 50 and you\u2019ve barely saved? How would you tide through retirement? What about unforeseen medical or other expenses?<\/p>\n<h4 dir=\"ltr\"><strong>How do you stop \u2018BUT\u2019 from hampering your growth?<\/strong><\/h4>\n<p dir=\"ltr\">Stop making excuses and find a way. You can pay back loans <strong>AND<\/strong> save a little, you can pay for your child\u2019s education <strong>AND<\/strong> save a little. Saving is important, and you mustn\u2019t let \u2018BUT\u2019 get in the way. Smarter people choose investing to saving, or rather complement investing with saving and not the other way around.<\/p>\n<p dir=\"ltr\"><strong>Why does investing come first?<\/strong> Simply because investing gives you the opportunity to earn higher returns when compared to your savings. The rule of thumb should be<\/p>\n<h4 dir=\"ltr\" style=\"text-align: center;\"><strong>Expenses = Income &#8211; Investment &#8211; Savings<\/strong><\/h4>\n<p dir=\"ltr\">Spend what\u2019s left after investing and saving. You don\u2019t need a lot to invest. You can get started with a <a href=\"https:\/\/www.fundsindia.com\/blog\/personal-finance\/easy-way-pick-up-good-financial-habit\/11860\">Systematic Investment Plan (SIP)<\/a> of just Rs. 1000 per month in mutual funds &#8211; professionally managed investments that offer you benefits of diversification, higher returns, and more.<\/p>\n<div class=\"blog-highlight\" style=\"clear: both; background: #f4f4f4; border: none; width: 60%; text-align: center; box-shadow: 0 5px 5px rgba(0, 0, 0, 0.5);\"><a style=\"text-decoration: none;\" href=\"http:\/\/www.fundsindia.com\/content\/jsp\/registration\/login.jsp?ref=blog-button\" target=\"_blank\" rel=\"noopener\"> <span style=\"color: #000; font-weight: bold;\">Open<\/span> <span style=\"color: #000; font-weight: bold; text-decoration: none;\"> a FREE Account Now! <\/span><\/a><\/div>\n<p dir=\"ltr\">Reality is, it only takes <a href=\"https:\/\/www.fundsindia.com\/blog\/mutual-funds\/how-to-go-from-rs-35-to-to-rs-3500000\/11827\">Rs. 35 a day to help you make Rs. 35,00,000<\/a> in 30 years.<\/p>\n<p dir=\"ltr\"><strong>Don\u2019t let \u2018BUT\u2019 rule your life. Take control today.<\/strong><\/p>\n<p dir=\"ltr\">Start your journey to financial security and prosperity with FundsIndia today.<\/p>\n<p dir=\"ltr\"><strong>Other articles you may like:<\/strong><\/p>\n<ul>\n<li dir=\"ltr\">\n<p dir=\"ltr\"><a href=\"https:\/\/www.fundsindia.com\/blog\/general\/seven-reasons-why-we-need-to-save-every-month\/11032\">7 reasons why we need to save every month<\/a><\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\"><a href=\"https:\/\/www.fundsindia.com\/blog\/mutual-funds\/7-reasons-why-you-should-invest-in-mutual-funds\/11066\">7 reasons why you should invest in mutual funds<\/a><\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\"><a href=\"https:\/\/www.fundsindia.com\/blog\/mutual-funds\/sip-the-winning-recipe-to-build-wealth\/9761\">SIP &#8211; the winning recipe to build wealth<\/a><\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\"><a href=\"https:\/\/www.fundsindia.com\/blog\/general\/give-your-salary-the-power-of-5\/10204\">Give your salary the power of 5!<\/a><\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\"><a href=\"https:\/\/www.fundsindia.com\/blog\/general\/6-point-checklist-for-financial-security\/11691\">6 Point Checklist to Financial Security<\/a><\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\"><a href=\"https:\/\/www.fundsindia.com\/blog\/general\/cheat-sheet-how-to-retire-20-years\/11223\">Cheat Sheet: How to Retire in 20 years (or less)<\/a>.<\/p>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>This three letter word has become such an ingrained part of our lives, we don\u2019t even realize it\u2019s stopping us from growing, from being better than we are. Here are some examples: I want to lose 5 kilos, BUT exercising regularly is really hard. I want to learn to dance, BUT I have two left [&hellip;]<\/p>\n","protected":false},"author":23,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[66],"tags":[148,516,518,263],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Start a SIP to become wealthy<\/title>\n<meta name=\"description\" content=\"You want to build wealth, but something always gets in the way. Truth is, you don&#039;t need much to invest, you can start a SIP with just Rs. 1000. Do it now!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fundsindia.com\/blog\/personal-finance\/start-a-sip-in-mutual-funds\/11968\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Start a SIP to become wealthy\" \/>\n<meta property=\"og:description\" content=\"You want to build wealth, but something always gets in the way. Truth is, you don&#039;t need much to invest, you can start a SIP with just Rs. 1000. 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