{"id":11827,"date":"2017-08-11T18:11:56","date_gmt":"2017-08-11T12:41:56","guid":{"rendered":"https:\/\/blog.fundsindia.com\/blog\/?p=11827"},"modified":"2019-10-17T12:33:30","modified_gmt":"2019-10-17T07:03:30","slug":"how-to-go-from-rs-35-to-to-rs-3500000","status":"publish","type":"post","link":"https:\/\/www.fundsindia.com\/blog\/personal-finance\/how-to-go-from-rs-35-to-to-rs-3500000\/11827","title":{"rendered":"How to go from Rs. 35 to Rs. 35,00,000!"},"content":{"rendered":"

\"35<\/a>Title caught your eye? Well, it\u2019s true. We did the math and you can actually make Rs. 35,00,000 from Rs. 35, and it\u2019s easy!<\/p>\n

But before we tell you how, let\u2019s look at all things we spend around Rs. 35 on – a packet of chips, a cab ride home, maybe a couple of cigarettes, that extra cup of coffee, or even a bar of chocolate. Guilty pleasure or necessity, ask yourself if you can forego any of these small expenses for a day, to the tune of just Rs. 35. Can you? It\u2019s not a big deal, is it?<\/p>\n

If you do forego one or some of these, you can easily save Rs. 35 a day, and if you do this every day, this can help you in a big way! How? Keep reading.<\/p>\n

By saving Rs. 35 every day, you will end up saving Rs. 1,050 a month, which adds to Rs.12,600 in a year. In about 277 years, you\u2019ll have saved Rs. 35,00,000, which obviously is of no use to you then.<\/p>\n

But, what if you could make Rs. 35,00,000 in 30 years, saving the same Rs. 35 a day?<\/strong> A far cry from 277 years, isn\u2019t it?<\/p>\n

Start an SIP Now! <\/span><\/a><\/div>\n

Now, Rs. 35 on it\u2019s own doesn\u2019t earn any interest, and to make Rs. 35,00,000, it will take long. The trick is to speed up its growth, by investing it wisely. With your money earning an interest, or in our case, returns, it can easily make that much in a shorter period of time.<\/p>\n

We compared what happens to Rs.1050 (rounded off to the nearest 1000) invested every month through a systematic investment plan (SIP) in equity mutual funds, to how it would grow in a savings account. See for yourself.<\/p>\n

\"SIP<\/a><\/p>\n

Time frame: 30 years, interest for savings bank account: 4%, assumed return for equity mutual fund: 12%<\/em><\/p>\n

Rs. 1000 invested in a good equity mutual fund, is likely to garner a return of around 12% per annum. That compounded over a period of 30 years, brings your total investment value to Rs. 35,29,914!<\/strong> The same money in your savings bank account would have earned only 4% per annum, and given you just Rs. 6,96,363.<\/p>\n

Now let\u2019s consider an even better scenario:<\/p>\n

What if you saved Rs. 35 every day in the first year, Rs. 45 every day in the second year and increased your savings by Rs. 10 a day for a year, until the 29th year? You\u2019ll only be stepping up your SIP<\/a> every month by Rs. 300. The results are incredible!<\/strong><\/p>\n

At the end of 30 years, your savings bank account at 4% gives you Rs. 30,76,662, but an equity mutual fund at 12% gives you close to Rs. 1 crore (Rs. 97,61,271 to be precise)! That\u2019s three times more than your savings account!<\/strong><\/p>\n

Rs. 35 a day is a small sum, but it can pave the way for bigger dreams in the future. The power of compounding and systematic investing can be a game changer in your financial plans. Start a SIP in equity mutual funds and make it count.<\/p>\n

Sign up at www.fundsindia.com<\/a> today and get started on your SIP journey! Our team of expert advisors will understand your investment needs and profile and recommend a custom plan for your financial goals.<\/p>\n

P.S. Want to calculate this yourself? Visit our Calculators Page<\/a> and use our \u2018Calculate SIP value\u2019 and \u2018Step-up SIP calculator\u2019.<\/p>\n

 <\/p>\n

\"\"<\/div>\n

 <\/p>\n

\n
Start an SIP Now!<\/span><\/a><\/div>\n
Talk to an Advisor <\/span><\/a><\/div>\n<\/div>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Title caught your eye? Well, it\u2019s true. We did the math and you can actually make Rs. 35,00,000 from Rs. 35, and it\u2019s easy! But before we tell you how, let\u2019s look at all things we spend around Rs. 35 on – a packet of chips, a cab ride home, maybe a couple of cigarettes, […]<\/p>\n","protected":false},"author":23,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[66,507],"tags":[148,516,518,263],"yoast_head":"\nHow to go from Rs. 35 to to Rs. 35,00,000!<\/title>\n<meta name=\"description\" content=\"Title caught your eye? Well it\u2019s true. 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