Insights

Gourav Kumar

Gourav Kumar was a Principal Research Analyst, Mutual Fund Research at FundsIndia

Author Archive | Gourav Kumar

Why it’s important to start investing early

Gourav Kumar

Just got your first salary? Tempted to go out and buy that expensive gadget you’ve been looking at for a while? Think again, maybe you should save some of it…Continue Reading

Do Mutual Fund Returns Compound?

Gourav Kumar

You might have heard people talking about the wonders of compounding. When talking about the benefits of long term investments, investors are often told that over a long time, the…Continue Reading

Financial planning – Why it’s important to resist peer pressure

Gourav Kumar

Raise your hands if you’ve been to an expensive bar/restaurant you could not afford, simply because your friends were going. Raise your hands if you went on an unplanned trip…Continue Reading

FundsIndia Strategies: Conservative Hybrid Vs. Equity Savings for 1-3 years

Gourav Kumar

For a person looking for a low-risk mutual fund option for parking short term money, we recently took a look at the pros and cons of arbitrage funds vs. liquid…Continue Reading

FundsIndia Recommends: Franklin India Smaller Companies

Gourav Kumar

Franklin India Smaller Companies Fund is among the less risky funds in the high-risk smallcap space. The fund showcases lower volatility and aggression compared with peers for the following reasons:…Continue Reading

Where have Mutual Funds been investing

Gourav Kumar

Last week, we analysed the distribution of FII inflows into equities. Unlike FIIs, which were net sellers in 9 out of 10 months, mutual funds (MFs) turned out to be…Continue Reading

Low-risk hybrid MF options – how they differ

Gourav Kumar

Hybrid funds combine the growth prospects of equity with the stability of debt to try to deliver returns with lower volatility. Among hybrid funds – those with a bias for…Continue Reading

How much risk should you take

Gourav Kumar

One common mistake investors make is to ignore risk while making investment decisions. A large chunk of investors make investment purely based on the returns characteristics of the product. For…Continue Reading

My investments are in losses, what should I do?

Gourav Kumar

If you started investing in equity mutual funds some time within the last 2 years, it is likely that your investments would be in the red right now. It is…Continue Reading

Impact of budget 2019 on your taxes

Budget 2019 – How it affects your taxes

Gourav Kumar

Finance Minister Piyush Goyal presented India’s budget for the financial year 2019-20 on 1st of February, 2019. Being an interim budget, no major policy announcements were expected or made from…Continue Reading