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HDFC LIMITED
Period
Rate of interest for Individual(p.a.)
Rate of interest for Senior Citizen(p.a)
Minimum fixed deposit amount
Interest Pay Out
CUMULATIVE OPTION -- Interest Compounded Annually
99 Months
7.1%
7.35%
₹20,000
On maturity date
66 Months
7.05%
7.3%
₹20,000
On maturity date
33 Months
7.0%
7.25%
₹20,000
On maturity date
ANNUAL INCOME PLAN
99 Months
7.1%
7.35%
₹20,000
Annually
66 Months
7.05%
7.3%
₹20,000
Annually
33 Months
7.0%
7.25%
₹20,000
Annually
HALF YEARLY OPTION
99 Months
7.0%
7.25%
₹20,000
Half Yearly
66 Months
6.95%
7.2%
₹20,000
Half Yearly
33 Months
6.9%
7.15%
₹20,000
Half Yearly
QUARTERLY OPTION
99 Months
6.95%
7.2%
₹20,000
Quarterly
66 Months
6.9%
7.15%
₹20,000
Quarterly
33 Months
6.85%
7.1%
₹20,000
Quarterly
MONTHLY INCOME PLAN
99 Months
6.9%
7.15%
₹40,000
Monthly
66 Months
6.85%
7.1%
₹40,000
Monthly
33 Months
6.8%
7.05%
₹40,000
Monthly
PREMIUM CUMULATIVE OPTION -- Interest Compounded Annually
44 Months
7.0%
7.25%
₹20,000
On maturity date
30 Months
6.8%
7.05%
₹20,000
On maturity date
22 Months
6.7%
6.95%
₹20,000
On maturity date
18 Months
6.6%
6.85%
₹20,000
On maturity date
15 Months
6.5%
6.75%
₹20,000
On maturity date
PREMIUM NON-CUMULATIVE-HALF YEARLY OPTION
44 Months
6.9%
7.15%
₹20,000
Half Yearly
30 Months
6.7%
6.95%
₹20,000
Half Yearly
22 Months
6.6%
6.85%
₹20,000
Half Yearly
18 Months
6.5%
6.75%
₹20,000
Half Yearly
15 Months
6.4%
6.65%
₹20,000
Half Yearly
PREMIUM NON-CUMULATIVE-QUARTERLY OPTION
44 Months
6.85%
7.1%
₹20,000
Quarterly
30 Months
6.65%
6.9%
₹20,000
Quarterly
22 Months
6.55%
6.8%
₹20,000
Quarterly
18 Months
6.45%
6.7%
₹20,000
Quarterly
15 Months
6.35%
6.6%
₹20,000
Quarterly
PREMIUM MONTHLY INCOME PLAN
44 Months
6.8%
7.05%
₹40,000
Monthly
30 Months
6.6%
6.85%
₹40,000
Monthly
22 Months
6.5%
6.75%
₹40,000
Monthly
18 Months
6.4%
6.65%
₹40,000
Monthly
15 Months
6.3%
6.55%
₹40,000
Monthly
PREMIUM ANNUAL INCOME PLAN
44 Months
7.0%
7.25%
₹20,000
Annually
30 Months
6.8%
7.05%
₹20,000
Annually
22 Months
6.7%
6.95%
₹20,000
Annually
18 Months
6.6%
6.85%
₹20,000
Annually
CUMULATIVE OPTION -- Interest Compounded Annually
84-120 Months
7.05%
7.3%
₹20,000
On maturity date
60-83 Months
6.9%
7.15%
₹20,000
On maturity date
36-59 Months
6.85%
7.1%
₹20,000
On maturity date
24-35 Months
6.65%
6.9%
₹20,000
On maturity date
12-23 Months
6.35%
6.6%
₹20,000
On maturity date
NON-CUMULATIVE-HALF YEARLY OPTION
84-120 Months
6.95%
7.2%
₹20,000
Half Yearly
60-83 Months
6.8%
7.05%
₹20,000
Half Yearly
36-59 Months
6.75%
7.0%
₹20,000
Half Yearly
24-35 Months
6.55%
6.8%
₹20,000
Half Yearly
12-23 Months
6.25%
6.5%
₹20,000
Half Yearly
NON-CUMULATIVE-QUARTERLY OPTION
84-120 Months
6.9%
7.15%
₹20,000
Quarterly
60-83 Months
6.75%
7.0%
₹20,000
Quarterly
36-59 Months
6.7%
6.95%
₹20,000
Quarterly
24-35 Months
6.5%
6.75%
₹20,000
Quarterly
12-23 Months
6.2%
6.45%
₹20,000
Quarterly
MONTHLY INCOME PLAN
84-120 Months
6.85%
7.1%
₹40,000
Monthly
60-83 Months
6.7%
6.95%
₹40,000
Monthly
36-59 Months
6.65%
6.9%
₹40,000
Monthly
24-35 Months
6.45%
6.7%
₹40,000
Monthly
12-23 Months
6.15%
6.4%
₹40,000
Monthly
ANNUAL INCOME PLAN
84-120 Months
7.05%
7.3%
₹20,000
Annually
60-83 Months
6.9%
7.15%
₹20,000
Annually
36-59 Months
6.85%
7.1%
₹20,000
Annually
24-35 Months
6.65%
6.9%
₹20,000
Annually