Systematic investments - The FundsIndia Advantages
Systematic investment product/feature What is it Available at
FundsIndia?
Available with other service providers?
Regular SIP Monthly investment of a fixed amount of money in a particular mutual fund scheme using an ECS mandate for bank debits
Alert SIP SIP without ECS mandate - email/SMS alerts will prompt investors to login and complete their monthly investment with a single click
Portfolio SIP Invest in multiple schemes from multiple AMCs as part of one single ECS mandate.
Flexi SIP Invest a flexible amount (within a preset range) every month in a fund/portfolio of investor's choice
Ability to pause SIP Ability to pause the investment for a month (SIP will automatically renew the following month)
Ability to change schemes mid-stream Ability to change the investment choice (fund) in the middle of an SIP tenure1
Value-averaging investment plan (VIP) Invest a flexible amount (within a preset range) according to investment performance (aggressive rupee-cost averaging) Some (Direct with Benchmark mutual fund)
Value-averaging transfer plan (VTP) Transfer from a liquid/debt scheme to an equity scheme according to investment performance (VIP using switch) Some (Direct with HDFC, Reliance mutual funds)
SIP on ETFs Ability to do systematic investments in exchange-traded funds Some
SIP on NPS Ability to systematic investments (with ECS mandate) in NPS portfolio Some
Step Up SIP Ability to step up your investments in a pre-determined way to meet your financial goals
SIP Designer Design a custom SIP portfolio for you by answering simple questions
*Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Notes :
  1. Ability to change schemes mid-stream will be available after minimum balance requirement of original scheme are met.
  2. For Alert SIP, Flexi SIP, and VIP, investments are made as regular and additional investments, and hence SIP minimums will not apply. Also, for these types of SIPs, only schemes that allow regular and additional investments can be used (for example, IDFC Premier equity fund cannot be used).